A prepaid Visa card for Christmas savings and shopping – Loaded for Christmas

Loaded for Christmas is the smart new way to save and shop for Christmas. It’s a prepaid Visa card with the security of New Zealand Post and the flexibility of Visa.

You simply load your card with regular automatic payments, making it easy to plan and save.

Check out the key features below:

  • Beat the temptation to spend

    To help you avoid dipping into your savings before Christmas, we lock the card from 14 January until 19 November then you can start your Christmas shopping. After the festive spend-up is over, we lock the card on 14 January and you can start saving again.

  • Shop online, in store or use an ATM

    Because it's Visa you can use your card in stores, online, over the phone and to get cash from 1 million ATMs here and around the world. And with 29 million Visa retailers to choose from, shopping for your Christmas dinner, presents for friends and family, a holiday or a great party outfit couldn't be easier.

  • Plan your savings

    Calculator

    With the Loaded for Christmas calculator you can work out how much money you want to have at Christmas and plan your savings to help you get there.

    Calculate your savings
  • The easy way to save for Christmas

    Put aside just a few dollars a week and you'll be amazed at how quickly it grows towards a really great Christmas. You can check your Loaded for Christmas balance online or by text and see how your savings are shaping up.

  • TXT, phone and online services

    Loaded for Christmas offers a range of TXT, phone and online services to help you keep track of your savings. You can request account information by TXT or opt to receive TXT and email alerts automatically, so you can keep track of your savings. With our automated phone service you can check your balance, view your last ten transactions and change your PIN. Online, My Account is a secure part of this website where you can access your account information and a range of services. You can view your transactions, check your balance, change your PIN, register for TXT alerts and update your personal details.

    More about TXT, phone and online services
  • Bonus partners and prize draws

    With Loaded for Christmas you also get access to specials through our bonus partners and the chance to win with monthly prize draws.

  • Terms and conditions

    For the full terms and conditions of Loaded Cards, please read the:

    Terms and Conditions PDF (70.51 KB)