With Loaded for Christmas there are fees and limits depending on how and where you use your card. There are no hidden fees - the list below offers a full explanation.
| Fees | |
|---|---|
Card application fee |
$15 |
Annual account maintenance fee |
$25 |
ATM withdrawal fee |
$2 in New Zealand $6 when overseas 1 free withdrawal per annum |
Teller withdrawal fee |
$6 |
ATM balance enquiry fee |
$1 |
Text messages and alerts |
$0.25 for each text we send you. |
Email alerts |
$0.05 |
Currency conversion fee |
3.5% of the transaction amount |
Card replacement fee |
$10 |
Urgent card replacement fee |
$25 |
Disputed transaction fee |
$15 |
Manual refund fee |
$15 |
Automatic payments fee |
Please refer to your bank |
| Limits | |
|---|---|
Maximum balance |
$10,000 |
Maximum load per day |
$9,500 |
Maximum spend per day |
$5,000 |
Maximum cash withdrawal per day |
$2,500 |
Maximum load per year |
$10,000 |
Loaded Cards are distributed by New Zealand Post Limited and are issued by Kiwibank Limited. Kiwibank's Disclosure Statement is available from your local Kiwibank or at www.kiwibank.co.nz