Loaded for Christmas gives you the flexibility to shop around for all the best bargains at 29 Million Visa retailers. There are no hidden fees. With Loaded for Christmas there are limited fees depending on how and where you use your card- the list below offers a full explanation.
| Fees | |
|---|---|
Card application fee |
$15 |
Withdrawal fee - EFTPOS |
Free |
Withdrawal fee - online transactions |
Free (if transaction is in NZD) |
Card replacement fee |
$10 |
ATM withdrawal fee |
One free ATM cash withdrawal per year $2 in New Zealand per additional withdrawal $6 when overseas per additional withdrawal |
ATM balance enquiry fee |
One free ATM balance enquiry per year $1 per additional enquiry |
Text messages and alerts |
$0.25 for each text we send you. |
Email alerts |
$0.05 |
Currency conversion fee |
3.5% of the transaction amount |
Teller withdrawal fee |
$6 |
Annual account maintenance fee |
$25 |
Urgent card replacement fee |
$25 |
Disputed transaction fee |
$15 |
Manual refund fee |
$15 |
Automatic payments fee |
Please refer to your bank |
| Limits | |
|---|---|
Maximum balance |
$10,000 |
Maximum load per day |
$9,500 |
Maximum spend per day |
$5,000 |
Maximum cash withdrawal per day |
$2,500 |
Maximum load per year |
$10,000 |
Loaded cards are issued by Kiwibank Limited. Download Kiwibank’s Disclosure Statement or pick up a copy from your local Kiwibank.